We, our, and us, when used in this notice, mean City of Raleigh Employees Credit Union.

This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

• Our consumer members who have a continuing relationship by purchasing or holding financial products such as a(n):
• Share Account
• Loan Account
• Former Members

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is known as nonaffiliated third party, or simply, an "other party".

The Information We Collect

We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about transactions with other parties
• Information from a consumer reporting agency

Information We Disclose About You

We do not disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

The Confidentiality, Security, And Integrity Of Your Information

We restrict access to information about your to those employees who need to knwo that information to provide products or services to you. We maintian physical, electronic, and procedural safeguards to protect this information.

Information About Former Members

We have the same policy about disclosing informaton about former members as we do about current members.